Vehicle finance
Cars, utes, vans, trucks, commercial fleets and transport related assets for business and personal use.
What this platform will cover
Asset Finance Help is being developed as a broad information resource covering the major areas of asset finance in Australia. It is intended to help individuals, sole traders and businesses understand how asset finance works, what structures may be relevant, what lenders often assess and what kinds of questions should be asked before applying.
Equipment finance
Business equipment, office fitout items, specialist tools, medical equipment and revenue generating assets.
Plant and machinery finance
Construction machinery, industrial assets, manufacturing equipment and heavy plant funding structures.
Leasing and hire purchase
Explanations of common structures, ownership outcomes, repayment style and practical commercial differences.
Business asset funding
Funding for assets that support operations, productivity, expansion and day to day commercial performance.
Refinancing and restructuring
Reviewing existing asset finance to improve terms, manage cash flow or consolidate equipment related borrowings.
What kinds of questions will be answered
- What is the difference between leasing, hire purchase and a chattel mortgage style arrangement?
- How much deposit may be required for different asset finance structures?
- What do lenders usually look at when assessing an application?
- Can low doc borrowers still access asset finance?
- How do business age, revenue and credit profile affect approval?
- What assets are commonly easier or harder to finance?
- How does refinancing work when there is already debt attached to an asset?
Who this is for
This platform is being designed for Australians who want clearer information about funding vehicles, equipment and other assets, whether for business growth, operational needs or major purchases.
It is intended to make asset finance easier to understand, easier to compare and easier to navigate.
Current status
The full Asset Finance Help platform is currently in development. Additional guides, question pages and detailed topic content are being prepared across multiple asset finance categories.
Full platform launching soon.