Browse the guides
Eight long-form guides covering the most common asset finance situations in Australia — from a generalist asset finance overview to asset-specific deep dives (trucks, vehicles, equipment, machinery) and decision-tree guides (lease vs buy, how to choose a structure, tax outcomes).
Asset Finance Guide
Complete plain-English guide to structures, rates, approvals, documentation, tax and how to choose the right option for your business.Equipment Finance Guide
How equipment loans and leases work, structures, costs, approval steps, documents, tax/GST basics.Vehicle Finance Guide
How business vehicle loans work — structures, rates, GST and tax, eligibility, documents, balloons, deposits and approval timelines.Truck Finance Guide
How commercial truck loans work, options (chattel mortgage, hire purchase, lease), costs, terms, GST and tax, documents and approvals.Machinery Finance Guide
How plant and equipment finance works, structures, rates, tax and GST, eligibility, deposits, terms and approval times.How to Choose Asset Finance
Which structure fits (chattel mortgage, hire purchase, finance lease, operating lease), what to compare, costs, tax and GST.Lease vs Buy Guide
Compare costs, cash flow, ownership, tax and GST. When leasing, chattel mortgage, or hire purchase fits best.Asset Finance Tax Benefits
What you can claim, by structure. GST rules, instant asset write-off, balloon and depreciation rules.
Complete plain-English guide to structures, rates, approvals, documentation, tax and how to choose the right option for your business.Equipment Finance Guide
How equipment loans and leases work, structures, costs, approval steps, documents, tax/GST basics.Vehicle Finance Guide
How business vehicle loans work — structures, rates, GST and tax, eligibility, documents, balloons, deposits and approval timelines.Truck Finance Guide
How commercial truck loans work, options (chattel mortgage, hire purchase, lease), costs, terms, GST and tax, documents and approvals.Machinery Finance Guide
How plant and equipment finance works, structures, rates, tax and GST, eligibility, deposits, terms and approval times.How to Choose Asset Finance
Which structure fits (chattel mortgage, hire purchase, finance lease, operating lease), what to compare, costs, tax and GST.Lease vs Buy Guide
Compare costs, cash flow, ownership, tax and GST. When leasing, chattel mortgage, or hire purchase fits best.Asset Finance Tax Benefits
What you can claim, by structure. GST rules, instant asset write-off, balloon and depreciation rules.
Where the guides fit alongside the rest of the site
The guides are the long, reference reads. For practical tools, see:
Calculators
Estimate repayments, balloon impact, lease vs buy, and convert flat rates to APR. Asset Finance Overview
The umbrella page covering the four structures and where each fits. Instant Asset Write-Off
Current $20,000 threshold rules, the EOFY cliff, and how IAWO interacts with asset finance. Broker vs Direct
When each path wins, how to choose a broker, and how to go direct effectively.
Estimate repayments, balloon impact, lease vs buy, and convert flat rates to APR. Asset Finance Overview
The umbrella page covering the four structures and where each fits. Instant Asset Write-Off
Current $20,000 threshold rules, the EOFY cliff, and how IAWO interacts with asset finance. Broker vs Direct
When each path wins, how to choose a broker, and how to go direct effectively.
Get tailored asset finance help
The guides cover the principles. If you want options against your specific situation — your business, your asset, your timing — send a short brief through the form. Our editorial team reviews enquiries and, where you have asked for one, introduces you to an accredited broker partner.